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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,810 | $138,312+35.8% | $122,979+52.7% | $155,188+21.0% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 17.98% | 22.06%-4.1pp | 20.12%-2.1pp | 148.84%-130.9pp |
| Employer contribution / active EE | $4,618 | $3,530+30.8% | $3,062+50.8% | $4,248+8.7% |
| Participant deferral / active EE | $10,391 | $5,592+85.8% | $5,003+107.7% | $6,531+59.1% |
| Admin fee / account holder | $20,014 | $15,089+32.6% | $12,864+55.6% | $14,480+38.2% |