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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,873 | $100,805-16.8% | $86,698-3.3% | $134,532-37.7% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -19.24% | 29.09%-48.3pp | 35.95%-55.2pp | 418.27%-437.5pp |
| Employer contribution / active EE | $2,327 | $3,490-33.3% | $2,837-18.0% | $4,741-50.9% |
| Participant deferral / active EE | $6,183 | $5,339+15.8% | $4,656+32.8% | $6,401-3.4% |
| Admin fee / account holder | $28,888 | $10,925+164.4% | $7,493+285.6% | $11,429+152.8% |