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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,889 | $102,609+50.0% | $98,090+56.9% | $138,895+10.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 17.99% | 36.44%-18.5pp | 37.05%-19.1pp | 145.39%-127.4pp |
| Employer contribution / active EE | $11,995 | $3,867+210.2% | $3,606+232.6% | $4,194+186.0% |
| Participant deferral / active EE | $11,376 | $8,167+39.3% | $7,845+45.0% | $6,396+77.9% |
| Admin fee / account holder | $907 | $11,434-92.1% | $11,815-92.3% | $12,562-92.8% |