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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,222 | $109,908+3.9% | $97,161+17.6% | $145,978-21.8% |
| Participation rate | 90.9% | 75.9%+15.0pp | 72.7%+18.2pp | 80.3%+10.6pp |
| Annual return | 16.19% | 243.80%-227.6pp | 75.36%-59.2pp | 550.52%-534.3pp |
| Employer contribution / active EE | $10,372 | $3,077+237.0% | $2,723+280.8% | $4,662+122.5% |
| Participant deferral / active EE | $8,024 | $4,679+71.5% | $4,265+88.1% | $6,690+20.0% |
| Admin fee / account holder | $5,266 | $6,213-15.2% | $5,647-6.8% | $13,400-60.7% |