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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,206 | $105,145-24.7% | $94,664-16.3% | $139,466-43.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 22.12% | 38.09%-16.0pp | 156.84%-134.7pp | 373.66%-351.5pp |
| Employer contribution / active EE | $15,852 | $4,107+286.0% | $3,673+331.6% | $4,754+233.5% |
| Participant deferral / active EE | $8,630 | $7,599+13.6% | $7,417+16.3% | $6,712+28.6% |
| Admin fee / account holder | $4,177 | $8,972-53.4% | $7,222-42.2% | $11,409-63.4% |