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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,072 | $124,980+48.1% | $108,359+70.8% | $154,746+19.6% |
| Participation rate | 81.8% | 75.2%+6.6pp | 70.1%+11.7pp | 80.7%+1.1pp |
| Annual return | 19.29% | 45.00%-25.7pp | 36.89%-17.6pp | 172.34%-153.0pp |
| Employer contribution / active EE | $14,672 | $2,851+414.7% | $2,399+511.5% | $4,379+235.1% |
| Participant deferral / active EE | $5,369 | $4,743+13.2% | $4,137+29.8% | $6,730-20.2% |
| Admin fee / account holder | $2,394 | $11,502-79.2% | $9,741-75.4% | $14,365-83.3% |