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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,762 | $111,7850% | $93,669+19.3% | $145,877-23.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.37% | 203.79%-189.4pp | 133.59%-119.2pp | 551.28%-536.9pp |
| Employer contribution / active EE | $14,291 | $3,096+361.6% | $2,424+489.7% | $4,663+206.5% |
| Participant deferral / active EE | $9,115 | $4,919+85.3% | $4,416+106.4% | $6,691+36.2% |
| Admin fee / account holder | $428 | $10,256-95.8% | $8,291-94.8% | $13,402-96.8% |