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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,435 | $95,917-55.8% | $79,583-46.7% | $134,545-68.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -20.39% | -2.70%-17.7pp | 0.16%-20.6pp | 418.37%-438.8pp |
| Employer contribution / active EE | $9,268 | $3,129+196.2% | $2,414+284.0% | $4,742+95.5% |
| Participant deferral / active EE | $7,569 | $4,694+61.3% | $3,986+89.9% | $6,401+18.2% |
| Admin fee / account holder | $690 | $9,132-92.4% | $6,835-89.9% | $11,431-94.0% |