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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,868 | $102,663-7.6% | $86,216+10.0% | $139,466-32.0% |
| Participation rate | 81.8% | 74.5%+7.3pp | 69.0%+12.9pp | 80.3%+1.5pp |
| Annual return | 23.53% | 1924.52%-1901.0pp | 1169.42%-1145.9pp | 373.66%-350.1pp |
| Employer contribution / active EE | $9,367 | $3,035+208.7% | $2,382+293.3% | $4,754+97.0% |
| Participant deferral / active EE | $7,146 | $4,677+52.8% | $3,986+79.3% | $6,712+6.5% |
| Admin fee / account holder | $1,062 | $8,663-87.7% | $6,853-84.5% | $11,409-90.7% |