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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,011 | $114,013+2.6% | $103,693+12.8% | $155,188-24.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 22.07% | 49.31%-27.2pp | 47.61%-25.5pp | 148.84%-126.8pp |
| Employer contribution / active EE | $5,660 | $3,131+80.8% | $2,920+93.8% | $4,248+33.2% |
| Participant deferral / active EE | $11,107 | $4,970+123.5% | $4,579+142.5% | $6,531+70.1% |
| Admin fee / account holder | $3,847 | $8,407-54.2% | $7,858-51.0% | $14,480-73.4% |