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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,171 | $88,778-7.4% | $81,844+0.4% | $145,884-43.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 31.53% | 1033.03%-1001.5pp | 778.87%-747.3pp | 551.85%-520.3pp |
| Employer contribution / active EE | $4,676 | $3,087+51.5% | $2,916+60.3% | $4,662+0.3% |
| Participant deferral / active EE | $13,706 | $4,648+194.9% | $4,323+217.0% | $6,690+104.9% |
| Admin fee / account holder | $566 | $8,430-93.3% | $7,355-92.3% | $13,392-95.8% |