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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,938 | $109,905-62.8% | $98,506-58.4% | $167,553-75.6% |
| Participation rate | 72.7% | 75.8%-3.1pp | 73.3%-0.6pp | 82.1%-9.4pp |
| Annual return | 23.13% | 1960.20%-1937.1pp | 1494.92%-1471.8pp | 478.89%-455.8pp |
| Employer contribution / active EE | $1,566 | $3,226-51.4% | $2,961-47.1% | $4,840-67.6% |
| Participant deferral / active EE | $2,887 | $4,674-38.2% | $4,277-32.5% | $6,343-54.5% |
| Admin fee / account holder | $1,000 | $6,760-85.2% | $5,955-83.2% | $12,316-91.9% |