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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,154 | $96,691-45.0% | $86,656-38.7% | $139,487-61.9% |
| Participation rate | 87.5% | 74.4%+13.1pp | 71.7%+15.8pp | 80.3%+7.2pp |
| Annual return | 46.28% | 106.87%-60.6pp | 593.09%-546.8pp | 373.84%-327.6pp |
| Employer contribution / active EE | $3,739 | $3,267+14.4% | $3,025+23.6% | $4,755-21.4% |
| Participant deferral / active EE | $10,667 | $4,838+120.5% | $4,439+140.3% | $6,713+58.9% |
| Admin fee / account holder | $701 | $6,414-89.1% | $5,619-87.5% | $11,407-93.9% |