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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,011 | $72,071+62.4% | $68,368+71.1% | $137,256-14.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 22.07% | 353.14%-331.1pp | 292.57%-270.5pp | 220.34%-198.3pp |
| Employer contribution / active EE | $5,660 | $2,788+103.0% | $2,649+113.7% | $4,156+36.2% |
| Participant deferral / active EE | $11,107 | $4,410+151.9% | $4,123+169.4% | $6,407+73.4% |
| Admin fee / account holder | $3,847 | $5,336-27.9% | $5,150-25.3% | $12,270-68.6% |