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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,171 | $88,815-7.5% | $81,882+0.4% | $145,897-43.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 31.53% | 1033.75%-1002.2pp | 779.47%-747.9pp | 552.29%-520.8pp |
| Employer contribution / active EE | $4,676 | $3,086+51.5% | $2,916+60.4% | $4,663+0.3% |
| Participant deferral / active EE | $13,706 | $4,647+194.9% | $4,323+217.0% | $6,689+104.9% |
| Admin fee / account holder | $566 | $8,434-93.3% | $7,360-92.3% | $13,390-95.8% |