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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,189 | $77,962-53.6% | $178,540-79.7% | $80,935-55.3% |
| Participation rate | 43.8% | 65.7%-21.9pp | 77.1%-33.4pp | 67.7%-23.9pp |
| Annual return | 15.10% | 18.10%-3.0pp | 27.15%-12.0pp | 35.66%-20.6pp |
| Employer contribution / active EE | $1,020 | $2,280-55.2% | $3,953-74.2% | $2,757-63.0% |
| Participant deferral / active EE | $2,642 | $4,404-40.0% | $6,281-57.9% | $4,299-38.6% |
| Admin fee / account holder | $0 | $7,156-100.0% | $10,424-100.0% | $6,924-100.0% |