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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,868 | $226,135-91.2% | $182,558-89.1% | $152,909-87.0% |
| Participation rate | 44.4% | 82.5%-38.0pp | 78.0%-33.5pp | 82.5%-38.0pp |
| Annual return | 28.81% | 192.60%-163.8pp | 148.59%-119.8pp | 345.46%-316.7pp |
| Employer contribution / active EE | $1,631 | $4,979-67.2% | $4,076-60.0% | $4,764-65.8% |
| Participant deferral / active EE | $3,444 | $6,371-45.9% | $5,526-37.7% | $5,851-41.1% |
| Admin fee / account holder | $0 | $10,707-100.0% | $8,594-100.0% | $11,601-100.0% |