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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,412 | $190,916-89.8% | $160,037-87.9% | $134,545-85.6% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -19.27% | 552.79%-572.1pp | 408.95%-428.2pp | 418.37%-437.6pp |
| Employer contribution / active EE | $1,551 | $4,996-68.9% | $4,226-63.3% | $4,742-67.3% |
| Participant deferral / active EE | $3,494 | $6,925-49.5% | $6,184-43.5% | $6,401-45.4% |
| Admin fee / account holder | $138 | $10,497-98.7% | $8,716-98.4% | $11,431-98.8% |