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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,590 | $227,597-85.7% | $189,575-82.8% | $167,536-80.5% |
| Participation rate | 41.2% | 82.5%-41.3pp | 78.4%-37.3pp | 82.1%-40.9pp |
| Annual return | 25.54% | 78.44%-52.9pp | 64.19%-38.7pp | 478.82%-453.3pp |
| Employer contribution / active EE | $1,600 | $5,316-69.9% | $4,412-63.7% | $4,839-66.9% |
| Participant deferral / active EE | $2,735 | $7,002-60.9% | $6,174-55.7% | $6,342-56.9% |
| Admin fee / account holder | $141 | $11,877-98.8% | $9,806-98.6% | $12,315-98.9% |