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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,577 | $211,239+73.1% | $178,528+104.8% | $145,877+150.6% |
| Participation rate | 90.0% | 80.8%+9.2pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 15.59% | 30.22%-14.6pp | 27.11%-11.5pp | 551.28%-535.7pp |
| Employer contribution / active EE | $2,310 | $4,570-49.5% | $3,950-41.5% | $4,663-50.5% |
| Participant deferral / active EE | $18,969 | $6,963+172.4% | $6,278+202.1% | $6,691+183.5% |
| Admin fee / account holder | $49,690 | $12,095+310.8% | $10,419+376.9% | $13,402+270.8% |