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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,914 | $226,135+25.6% | $182,558+55.5% | $152,909+85.7% |
| Participation rate | 94.1% | 82.5%+11.7pp | 78.0%+16.1pp | 82.5%+11.7pp |
| Annual return | 24.10% | 192.60%-168.5pp | 148.59%-124.5pp | 345.46%-321.4pp |
| Employer contribution / active EE | $2,976 | $4,979-40.2% | $4,076-27.0% | $4,764-37.5% |
| Participant deferral / active EE | $17,021 | $6,371+167.2% | $5,526+208.0% | $5,851+190.9% |
| Admin fee / account holder | $3,906 | $10,707-63.5% | $8,594-54.6% | $11,601-66.3% |