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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,911 | $228,395+41.8% | $185,861+74.3% | $158,982+103.7% |
| Participation rate | 81.0% | 82.3%-1.4pp | 78.0%+2.9pp | 82.0%-1.0pp |
| Annual return | 16.75% | 40.82%-24.1pp | 35.96%-19.2pp | 302.99%-286.2pp |
| Employer contribution / active EE | $2,229 | $4,968-55.1% | $4,088-45.5% | $4,763-53.2% |
| Participant deferral / active EE | $13,563 | $6,417+111.4% | $5,634+140.7% | $5,983+126.7% |
| Admin fee / account holder | $20,335 | $11,869+71.3% | $9,503+114.0% | $11,252+80.7% |