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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,064 | $190,916+62.9% | $160,037+94.4% | $134,545+131.2% |
| Participation rate | 78.3% | 82.0%-3.7pp | 78.0%+0.3pp | 81.2%-3.0pp |
| Annual return | -18.99% | 552.79%-571.8pp | 408.95%-427.9pp | 418.37%-437.4pp |
| Employer contribution / active EE | $1,958 | $4,996-60.8% | $4,226-53.7% | $4,742-58.7% |
| Participant deferral / active EE | $13,771 | $6,925+98.9% | $6,184+122.7% | $6,401+115.1% |
| Admin fee / account holder | $1,247 | $10,497-88.1% | $8,716-85.7% | $11,431-89.1% |