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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,577 | $210,698+73.5% | $178,014+105.4% | $145,959+150.5% |
| Participation rate | 90.0% | 80.8%+9.2pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 15.59% | 386.27%-370.7pp | 294.80%-279.2pp | 561.95%-546.4pp |
| Employer contribution / active EE | $2,310 | $4,567-49.4% | $3,950-41.5% | $4,661-50.4% |
| Participant deferral / active EE | $18,969 | $6,958+172.6% | $6,276+202.2% | $6,689+183.6% |
| Admin fee / account holder | $49,690 | $12,016+313.5% | $10,362+379.6% | $13,398+270.9% |