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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,217 | $72,071+34.9% | $68,368+42.2% | $137,256-29.2% |
| Participation rate | 90.9% | 76.2%+14.7pp | 73.8%+17.2pp | 80.0%+10.9pp |
| Annual return | 17.21% | 353.14%-335.9pp | 292.57%-275.4pp | 220.34%-203.1pp |
| Employer contribution / active EE | $2,661 | $2,788-4.5% | $2,649+0.5% | $4,156-36.0% |
| Participant deferral / active EE | $4,579 | $4,410+3.8% | $4,123+11.1% | $6,407-28.5% |
| Admin fee / account holder | $6,010 | $5,336+12.6% | $5,150+16.7% | $12,270-51.0% |