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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,891 | $88,815-7.8% | $81,8820% | $145,897-43.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 18.95% | 1033.75%-1014.8pp | 779.47%-760.5pp | 552.29%-533.3pp |
| Employer contribution / active EE | $2,499 | $3,086-19.0% | $2,916-14.3% | $4,663-46.4% |
| Participant deferral / active EE | $4,184 | $4,647-10.0% | $4,323-3.2% | $6,689-37.5% |
| Admin fee / account holder | $6,302 | $8,434-25.3% | $7,360-14.4% | $13,390-52.9% |