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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,217 | $102,595-5.2% | $94,057+3.4% | $154,746-37.2% |
| Participation rate | 90.9% | 76.0%+14.9pp | 73.3%+17.6pp | 80.7%+10.2pp |
| Annual return | 17.21% | 583.42%-566.2pp | 480.62%-463.4pp | 172.34%-155.1pp |
| Employer contribution / active EE | $2,661 | $3,147-15.4% | $2,933-9.3% | $4,379-39.2% |
| Participant deferral / active EE | $4,579 | $5,118-10.5% | $4,709-2.8% | $6,730-32.0% |
| Admin fee / account holder | $6,010 | $7,736-22.3% | $7,244-17.0% | $14,365-58.2% |