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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,411 | $100,911-57.0% | $90,440-52.0% | $158,966-72.7% |
| Participation rate | 90.0% | 75.0%+15.0pp | 72.7%+17.3pp | 82.0%+8.0pp |
| Annual return | 17.29% | 1726.62%-1709.3pp | 1294.38%-1277.1pp | 302.95%-285.7pp |
| Employer contribution / active EE | $1,742 | $3,690-52.8% | $3,263-46.6% | $4,762-63.4% |
| Participant deferral / active EE | $3,159 | $4,348-27.3% | $3,964-20.3% | $5,983-47.2% |
| Admin fee / account holder | $971 | $6,507-85.1% | $5,615-82.7% | $11,250-91.4% |