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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $16,107 |
Filed as: MORGANSTANLEYSMITHBARNEYLLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $15,025 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,777 | $77,523-57.7% | $100,383-67.3% | $80,874-59.5% |
| Participation rate | 100.0% | 77.0%+23.0pp | 81.5%+18.5pp | 67.6%+32.4pp |
| Annual return | 12.82% | 37.21%-24.4pp | 49.26%-36.4pp | 35.62%-22.8pp |
| Employer contribution / active EE | $1,532 | $2,801-45.3% | $3,944-61.1% | $2,756-44.4% |
| Participant deferral / active EE | $8,673 | $6,822+27.1% | $8,086+7.3% | $4,297+101.8% |
| Admin fee / account holder | $286 | $5,899-95.2% | $7,900-96.4% | $6,935-95.9% |