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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,604 | $154,228+17.8% | $145,433+24.9% | $137,256+32.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.45% | 74.59%-62.1pp | 66.58%-54.1pp | 220.34%-207.9pp |
| Employer contribution / active EE | $45,606 | $4,804+849.3% | $4,554+901.3% | $4,156+997.3% |
| Participant deferral / active EE | $98,633 | $8,216+1100.4% | $7,897+1148.9% | $6,407+1439.5% |
| Admin fee / account holder | $323,079 | $14,344+2152.4% | $13,129+2360.8% | $12,270+2533.1% |