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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,694 | $102,422+54.9% | $147,117+7.9% | $80,959+96.0% |
| Participation rate | 94.1% | 75.9%+18.2pp | 82.2%+11.9pp | 67.7%+26.4pp |
| Annual return | 21.22% | 135.16%-113.9pp | 420.54%-399.3pp | 35.67%-14.5pp |
| Employer contribution / active EE | $9,507 | $3,717+155.8% | $4,932+92.7% | $2,757+244.8% |
| Participant deferral / active EE | $20,136 | $6,652+202.7% | $8,065+149.7% | $4,300+368.2% |
| Admin fee / account holder | $12,808 | $7,953+61.0% | $12,993-1.4% | $6,925+84.9% |