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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,764 | $88,815+20.2% | $81,882+30.4% | $145,897-26.8% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 11.36% | 1033.75%-1022.4pp | 779.47%-768.1pp | 552.29%-540.9pp |
| Employer contribution / active EE | $1,405 | $3,086-54.5% | $2,916-51.8% | $4,663-69.9% |
| Participant deferral / active EE | $5,225 | $4,647+12.4% | $4,323+20.9% | $6,689-21.9% |
| Admin fee / account holder | $9,781 | $8,434+16.0% | $7,360+32.9% | $13,390-27.0% |