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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,665 | $103,008-37.2% | $90,304-28.4% | $152,897-57.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 17.80% | 95.22%-77.4pp | 78.13%-60.3pp | 345.43%-327.6pp |
| Employer contribution / active EE | $727 | $3,139-76.8% | $2,855-74.5% | $4,764-84.7% |
| Participant deferral / active EE | $3,295 | $4,281-23.0% | $3,885-15.2% | $5,851-43.7% |
| Admin fee / account holder | $3,310 | $6,175-46.4% | $5,354-38.2% | $11,599-71.5% |