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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,098 | $185,312-67.0% | $161,489-62.2% | $154,746-60.5% |
| Participation rate | 58.3% | 82.5%-24.1pp | 78.7%-20.4pp | 80.7%-22.4pp |
| Annual return | 16.84% | 103.84%-87.0pp | 89.72%-72.9pp | 172.34%-155.5pp |
| Employer contribution / active EE | $1,306 | $4,769-72.6% | $4,268-69.4% | $4,379-70.2% |
| Participant deferral / active EE | $2,949 | $6,350-53.6% | $5,630-47.6% | $6,730-56.2% |
| Admin fee / account holder | $1,329 | $18,654-92.9% | $16,006-91.7% | $14,365-90.7% |