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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,236 | $183,516-73.2% | $155,534-68.3% | $145,884-66.2% |
| Participation rate | 58.3% | 82.7%-24.4pp | 78.2%-19.9pp | 80.3%-22.0pp |
| Annual return | 20.16% | 61.43%-41.3pp | 64.92%-44.8pp | 551.85%-531.7pp |
| Employer contribution / active EE | $1,214 | $5,315-77.2% | $4,675-74.0% | $4,662-74.0% |
| Participant deferral / active EE | $2,734 | $6,467-57.7% | $5,630-51.4% | $6,690-59.1% |
| Admin fee / account holder | $988 | $19,293-94.9% | $15,900-93.8% | $13,392-92.6% |