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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,379 | $175,259-79.2% | $149,723-75.7% | $139,487-73.9% |
| Participation rate | 59.1% | 83.4%-24.3pp | 78.8%-19.7pp | 80.3%-21.2pp |
| Annual return | 26.37% | 166.82%-140.5pp | 134.50%-108.1pp | 373.84%-347.5pp |
| Employer contribution / active EE | $1,226 | $5,478-77.6% | $4,821-74.6% | $4,755-74.2% |
| Participant deferral / active EE | $2,875 | $6,522-55.9% | $5,682-49.4% | $6,713-57.2% |
| Admin fee / account holder | $301 | $16,158-98.1% | $13,215-97.7% | $11,407-97.4% |