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| Provider | Service type | Compensation |
|---|---|---|
MONETA GROUP LLC5 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $38,302 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $35,950 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $8,019 |
CHARLES SCHWAB & CO., INC.5 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,704 | $78,483+70.4% | $106,201+25.9% | $74,546+79.4% |
| Participation rate | 82.2% | 72.8%+9.4pp | 75.3%+6.9pp | 67.2%+15.0pp |
| Annual return | 10.85% | 15.94%-5.1pp | 116.26%-105.4pp | 1366.03%-1355.2pp |
| Employer contribution / active EE | $2,035 | $2,522-19.3% | $3,170-35.8% | $2,624-22.4% |
| Participant deferral / active EE | $4,492 | $4,320+4.0% | $5,012-10.4% | $4,347+3.3% |
| Admin fee / account holder | $509 | $2,236-77.3% | $11,039-95.4% | $1,944-73.8% |