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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,508 | $133,981-61.6% | $112,249-54.1% | $134,532-61.7% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -15.21% | 47.16%-62.4pp | 27.48%-42.7pp | 418.27%-433.5pp |
| Employer contribution / active EE | $1,539 | $4,040-61.9% | $3,636-57.7% | $4,741-67.5% |
| Participant deferral / active EE | $7,149 | $5,292+35.1% | $4,729+51.2% | $6,401+11.7% |
| Admin fee / account holder | $31 | $7,492-99.6% | $6,412-99.5% | $11,429-99.7% |