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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,218 | $124,314-60.4% | $109,163-54.9% | $167,518-70.6% |
| Participation rate | 54.5% | 79.4%-24.9pp | 75.9%-21.3pp | 82.1%-27.6pp |
| Annual return | 11.41% | 26.04%-14.6pp | 25.75%-14.3pp | 478.71%-467.3pp |
| Employer contribution / active EE | $1,082 | $4,209-74.3% | $3,723-70.9% | $4,838-77.6% |
| Participant deferral / active EE | $3,470 | $5,256-34.0% | $4,654-25.4% | $6,342-45.3% |
| Admin fee / account holder | $0 | $7,973-100.0% | $6,754-100.0% | $12,312-100.0% |