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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,034 | $106,008-64.1% | $92,240-58.8% | $147,586-74.2% |
| Participation rate | 37.5% | 80.4%-42.9pp | 76.5%-39.0pp | 82.8%-45.3pp |
| Annual return | 16.95% | 50.05%-33.1pp | 176.29%-159.3pp | 578.59%-561.6pp |
| Employer contribution / active EE | $1,016 | $4,333-76.6% | $3,680-72.4% | $4,876-79.2% |
| Participant deferral / active EE | $4,965 | $4,478+10.9% | $3,897+27.4% | $5,439-8.7% |
| Admin fee / account holder | $31 | $6,333-99.5% | $5,194-99.4% | $10,886-99.7% |