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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,313 | $78,197-7.5% | $98,090-26.3% | $82,637-12.5% |
| Participation rate | 74.1% | 77.5%-3.4pp | 81.5%-7.5pp | 68.1%+6.0pp |
| Annual return | 16.54% | 40.25%-23.7pp | 37.05%-20.5pp | 53.51%-37.0pp |
| Employer contribution / active EE | $2,810 | $2,605+7.9% | $3,606-22.1% | $2,552+10.1% |
| Participant deferral / active EE | $5,313 | $6,636-19.9% | $7,845-32.3% | $4,126+28.8% |
| Admin fee / account holder | $430 | $14,832-97.1% | $11,815-96.4% | $7,339-94.1% |