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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,753 | $49,249-45.7% | $70,476-62.0% | $79,852-66.5% |
| Participation rate | 59.3% | 69.2%-9.9pp | 75.1%-15.8pp | 69.6%-10.4pp |
| Annual return | 39.42% | 30.09%+9.3pp | 109.12%-69.7pp | 31.72%+7.7pp |
| Employer contribution / active EE | $5,352 | $2,100+154.8% | $2,738+95.5% | $2,471+116.6% |
| Participant deferral / active EE | $2,982 | $2,769+7.7% | $3,710-19.6% | $3,740-20.3% |
| Admin fee / account holder | $1,001 | $2,878-65.2% | $3,847-74.0% | $5,306-81.1% |