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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,407 | $88,360-6.7% | $145,433-43.3% | $67,986+21.2% |
| Participation rate | 68.6% | 65.5%+3.1pp | 82.1%-13.5pp | 57.2%+11.4pp |
| Annual return | 17.33% | 63.15%-45.8pp | 66.58%-49.3pp | 31.67%-14.3pp |
| Employer contribution / active EE | $2,226 | $3,054-27.1% | $4,554-51.1% | $2,019+10.3% |
| Participant deferral / active EE | $4,228 | $5,932-28.7% | $7,897-46.5% | $3,358+25.9% |
| Admin fee / account holder | $3,811 | $3,313+15.0% | $13,129-71.0% | $3,203+19.0% |