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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,779 | $85,766-51.3% | $136,298-69.3% | $70,126-40.4% |
| Participation rate | 56.3% | 74.2%-17.9pp | 81.9%-25.7pp | 69.5%-13.3pp |
| Annual return | 16.88% | 31.46%-14.6pp | 5156.27%-5139.4pp | 73.15%-56.3pp |
| Employer contribution / active EE | $1,557 | $2,966-47.5% | $4,696-66.8% | $2,343-33.5% |
| Participant deferral / active EE | $2,448 | $5,051-51.5% | $6,247-60.8% | $3,332-26.5% |
| Admin fee / account holder | $3,318 | $5,421-38.8% | $9,244-64.1% | $4,645-28.6% |