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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,296 | $95,917+2.5% | $79,583+23.5% | $134,545-26.9% |
| Participation rate | 44.4% | 75.0%-30.6pp | 69.5%-25.0pp | 81.2%-36.8pp |
| Annual return | -20.13% | -2.70%-17.4pp | 0.16%-20.3pp | 418.37%-438.5pp |
| Employer contribution / active EE | $741 | $3,129-76.3% | $2,414-69.3% | $4,742-84.4% |
| Participant deferral / active EE | $2,791 | $4,694-40.5% | $3,986-30.0% | $6,401-56.4% |
| Admin fee / account holder | $1,538 | $9,132-83.2% | $6,835-77.5% | $11,431-86.5% |