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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,296 | $95,867+2.5% | $79,551+23.6% | $134,493-26.9% |
| Participation rate | 44.4% | 75.0%-30.6pp | 69.5%-25.0pp | 81.2%-36.8pp |
| Annual return | -20.13% | -2.73%-17.4pp | 0.14%-20.3pp | 418.01%-438.1pp |
| Employer contribution / active EE | $741 | $3,128-76.3% | $2,413-69.3% | $4,740-84.4% |
| Participant deferral / active EE | $2,791 | $4,692-40.5% | $3,985-30.0% | $6,400-56.4% |
| Admin fee / account holder | $1,538 | $9,127-83.2% | $6,833-77.5% | $11,425-86.5% |