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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,127 | $118,875-4.8% | $96,572+17.1% | $167,553-32.5% |
| Participation rate | 40.0% | 75.5%-35.5pp | 69.8%-29.8pp | 82.1%-42.1pp |
| Annual return | 12.39% | 50.50%-38.1pp | 37.79%-25.4pp | 478.89%-466.5pp |
| Employer contribution / active EE | $734 | $3,121-76.5% | $2,357-68.9% | $4,840-84.8% |
| Participant deferral / active EE | $2,637 | $4,617-42.9% | $3,850-31.5% | $6,343-58.4% |
| Admin fee / account holder | $1,475 | $8,070-81.7% | $6,183-76.1% | $12,316-88.0% |