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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,119 | $102,696+18.9% | $86,235+41.6% | $139,487-12.5% |
| Participation rate | 44.4% | 74.5%-30.1pp | 69.0%-24.5pp | 80.3%-35.9pp |
| Annual return | 15.10% | 1925.91%-1910.8pp | 1170.03%-1154.9pp | 373.84%-358.7pp |
| Employer contribution / active EE | $840 | $3,034-72.3% | $2,381-64.7% | $4,755-82.3% |
| Participant deferral / active EE | $3,150 | $4,679-32.7% | $3,987-21.0% | $6,713-53.1% |
| Admin fee / account holder | $1,565 | $8,667-81.9% | $6,856-77.2% | $11,407-86.3% |