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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,342 | $190,862-66.3% | $159,991-59.8% | $134,509-52.2% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -19.55% | 552.59%-572.1pp | 408.82%-428.4pp | 418.13%-437.7pp |
| Employer contribution / active EE | $1,611 | $4,995-67.8% | $4,225-61.9% | $4,741-66.0% |
| Participant deferral / active EE | $7,164 | $6,924+3.5% | $6,183+15.9% | $6,400+11.9% |
| Admin fee / account holder | $1,131 | $10,495-89.2% | $8,715-87.0% | $11,427-90.1% |