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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,628 | $228,352-57.7% | $185,835-48.0% | $158,966-39.2% |
| Participation rate | 50.0% | 82.3%-32.3pp | 78.0%-28.0pp | 82.0%-32.0pp |
| Annual return | 20.56% | 40.81%-20.3pp | 35.96%-15.4pp | 302.95%-282.4pp |
| Employer contribution / active EE | $1,147 | $4,967-76.9% | $4,087-71.9% | $4,762-75.9% |
| Participant deferral / active EE | $9,750 | $6,416+52.0% | $5,633+73.1% | $5,983+63.0% |
| Admin fee / account holder | $610 | $11,867-94.9% | $9,502-93.6% | $11,250-94.6% |