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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,451 | $211,946-76.7% | $169,452-70.8% | $135,379-63.5% |
| Participation rate | 50.0% | 82.6%-32.6pp | 77.8%-27.8pp | 82.6%-32.6pp |
| Annual return | -5.99% | 3.26%-9.3pp | 1.83%-7.8pp | 519.79%-525.8pp |
| Employer contribution / active EE | $957 | $5,117-81.3% | $4,157-77.0% | $4,779-80.0% |
| Participant deferral / active EE | $3,605 | $6,075-40.7% | $5,277-31.7% | $5,609-35.7% |
| Admin fee / account holder | $472 | $11,472-95.9% | $9,110-94.8% | $10,828-95.6% |