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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,718 | $166,089-65.9% | $164,928-65.6% | $145,978-61.1% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 12.14% | 100.26%-88.1pp | 70.08%-57.9pp | 550.52%-538.4pp |
| Employer contribution / active EE | $1,630 | $5,276-69.1% | $4,343-62.5% | $4,662-65.0% |
| Participant deferral / active EE | $6,520 | $6,961-6.3% | $6,034+8.1% | $6,690-2.5% |
| Admin fee / account holder | $258 | $16,641-98.4% | $12,684-98.0% | $13,400-98.1% |