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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,108 | $152,592-88.8% | $125,180-86.3% | $152,885-88.8% |
| Participation rate | 75.0% | 83.3%-8.3pp | 79.8%-4.8pp | 82.5%-7.5pp |
| Annual return | 23.99% | 54.84%-30.8pp | 43.79%-19.8pp | 345.39%-321.4pp |
| Employer contribution / active EE | $1,594 | $4,947-67.8% | $3,866-58.8% | $4,763-66.5% |
| Participant deferral / active EE | $2,775 | $5,868-52.7% | $4,937-43.8% | $5,851-52.6% |
| Admin fee / account holder | $1,136 | $13,435-91.5% | $9,703-88.3% | $11,598-90.2% |