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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $127,972 |
Filed as: RAYMOND JAMES & ASSOCIATES , INC. Service code 27 | Advisory (Plan) | $30,499 |
NOVA 401(K) ASSOCIATES2 years Service code 13 · EIN 20-1181458 | Contract Administrator | $13,664 |
Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 · EIN 59-1237041 | Advisory (Plan) | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,251 | $41,150-11.9% | $80,627-55.0% | $71,511-49.3% |
| Participation rate | 95.5% | 50.3%+45.2pp | 67.0%+28.5pp | 67.9%+27.6pp |
| Annual return | 14.26% | 38.48%-24.2pp | 936.76%-922.5pp | 28.86%-14.6pp |
| Employer contribution / active EE | $1,761 | $1,515+16.2% | $2,723-35.3% | $2,589-32.0% |
| Participant deferral / active EE | $5,087 | $2,701+88.3% | $4,443+14.5% | $4,291+18.6% |
| Admin fee / account holder | $232 | $1,841-87.4% | $5,381-95.7% | $1,588-85.4% |