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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $71,052 |
FIRST WESTERN TRUST BANK2 years Service code 49 · EIN 27-0083757 | Other Services | $7,487 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,291 | $71,666-63.3% | $117,861-77.7% | $69,631-62.2% |
| Participation rate | 94.3% | 77.5%+16.7pp | 79.7%+14.6pp | 70.7%+23.6pp |
| Annual return | 15.92% | 18.86%-2.9pp | 335.11%-319.2pp | 27571.02%-27555.1pp |
| Employer contribution / active EE | $770 | $1,889-59.2% | $3,786-79.7% | $2,032-62.1% |
| Participant deferral / active EE | $2,804 | $3,340-16.1% | $4,482-37.5% | $3,224-13.0% |
| Admin fee / account holder | $109 | $120-9.4% | $8,021-98.6% | $110-1.3% |